Bloemfontein Antenuptial Contracts / Bloemfontein Huweliksvoorwaardekontrakte

For a happy and financially secure marriage

Deciding on the marital regime that will be applicable to your marriage is one of the most important decisions you and your partner will have to make before your wedding. As a result it is important to ensure that you are fully informed in order to make the best decision for you as a couple.


Why do you need an Antenuptial Contract?


In South Africa the legal position is that all marriages are "in community of property" unless the couple registers an antenuptial contract.

This means the couple will share equally in all assets gained by them during their married life together, but it also means that they will share all debts made by their partner equally.

The main negative effect of the above is that, should one partner experience financial difficulty or be sequestrated, all the assets of both partners may be taken to cover the debts of the indebted party. This situation may even result in the couple and their future families being turned out on the street with no money and no home.

In order to avoid the negative effects of a marriage in community of property, couples can register an antenuptial contract, with the result that, should one partner come to financial difficulty, the assets of the other will remain their own and safe from creditors, and that partner will be able to provide for the family financially until the other partner is back on his or her feet.

Thus contrary to public belief the most important reason to register an antenuptial contract is not necessarily the possibility of a divorce later on, but to grant the couple the security of knowing they can rely on each other in times of financial need.

What are your options?


Should you choose to register an antenuptial agreement, and thus marry "Out of community of property" there are two options you can choose from:

Option 1: Out of Community of Property - With the Accrual System

This is the route we generally advise couples to follow if no special circumstances exits to dictate otherwise.

The accrual system is a good way for couples to ensure a sense of fairness and equality to a marriage by making sure that each party will share equally in the growth in wealth gathered by the couple during their union, while still gaining the protection of a marriage out of community of property.

In modern South Africa it is common that one partner will stay at home and carry on the household in order to enable the other partner to work and gain assets, or for one partner to assist in the business of the other without receiving a salary to enable the business owner to make more profit for the household. The accrual system is there to ensure that the couple shares equally in the wealth they gathered as a team.

In this case your antenuptial agreement will ensure that your assets and liabilities will remain entirely separate from those of your partner during the course of your married lives together, and only upon termination of your union by means of death of a partner, or by divorce, will the accrual system come into play.

Practical Application of the Accrual system:

The effect of the accrual system is that, upon termination of the union, we determine the difference between the increase in wealth gained by each party during the course of the union, and half of the said difference is then awarded to the party who has shown the least growth.

For Example:

Partner 1: Growth upon termination R100.00

Partner 2: Growth upon termination R150.00

To determine the difference in growth: R150.00 minus R100.00 = R50.00
Half of the difference =R25.00

Thus Partner 1 will thus be awarded R25.00 upon termination of the Union.

Option 2: Out of Community of Property - Without Accrual System

In this case your antenuptial agreement will ensure that all the assets and liabilities of each partner will remain entirely separate during the course of their married lives together, as well as upon termination of the Union. Each party will leave the union with all their own assets and liabilities.

This course of action is generally only advised to older couples who are not getting married for the first time and have maybe suffered a painful divorce, or for couples where the one partner owns a vast amount of assets.

Remember you as a couple must make the decision of the correct marital regime together, in order to have a happy and financially secure married life! 


Onthou jy en jou geliefde moet saam op die regte huweliks-kontrak besluit vir geluk en finansieele geborgenheid in julle huwelik!

All images for this website were provided by Johan Pretorius Photography